Family Banking

Exclusive HSBC Premier benefits for you and your family

Shared Premier status

As a Premier customer, your spouse and children can also apply to enjoy the privileges and benefits of HSBC Premier without the normal minimum balance requirement.
You can view your children's accounts with them via internet banking to provide guidance. Free transfer is allowed between you and your children's accounts.
To support you in planning for your children's overseas education, HSBC Premier can facilitate introductions to leading education consultants. The Everyday Global Visa Debit Card allows your children to withdraw cash from any ATM worldwide with the Visa/PLUS logo and pay no FX fees on 9 supported currencies.

To qualify for a Premier account, a minimum average monthly balance of TWD 3 million is required.
If the key account holder meets Premier account’s minimum average balance requirement, the linked account administration charge can be waived.
If the minimum average balance is not maintained by the key account holder, the Bank is entitled to charge the key account holder an account maintenance fee of TWD 1,000 or equivalent foreign currency on a monthly basis. Spouse and children aged under 28 can enjoy Premier benefits without meeting minimum balance requirement after account linked wit key account holder.
If the key account holder does not meet Premier account’s minimum average balance requirement, the linked account holder should meet the requirement for minimum average balance. If the linked account holder fails to meet the requirement for minimum average balance, the account administration charge of TWD 1,000 will be charged per month.

Team of Wealth Management Experts

Gain access to an accredited and knowledgeable HSBC team of wealth and transactional specialists. The team can put together a holistic picture of your family’s financial life and create a bespoke financial strategy in response to your needs.
You will be invited to seminars and other customer activities to learn more about overseas education or family wealth management plan.
i-Invest: offers a variety of UT overviews and you can use your wealth dashboard to invest in three easy steps
i-Invest online trading platform: enable you to trade US/HK stocks anytime for foreign stocks/ETFs

Protection, legacy and financial management

We’ll work with you and your family to develop a comprehensive plan to meet your needs and support your goals – including planning for your children’s education, family protection, retirement and more.
Life insurance: HSBC Premier supports you and family at your key life moments and provides life insurance to take care of you and your family.
Mortgage insurance: Coverage to ensure your mortgage can be paid and your family provided for in unforeseen circumstances.
Travel insurance: HSBC Premier gives you complimentary, comprehensive insurance to protect you and your family as you explore the world.

Product discounts

Premier mortgage: Premier customers can enjoy preferential mortgage rates and fast track approvals
HSBC Premier MasterCard: Receive preferential offers and earn rewards on shopping, travel and leisure activities when you apply for and use the HSBC Premier Master Card
Earn miles for every dollar you spend – redeem your miles for free flights, upgrades, hotel stays and more benefits
Supplementary card shopping cap control: HSBC offers many kinds of credit cards and you can apply at most nine supplementary cards for your family. You can easily control spending amount by spending cap for each supplementary cardholder(s).

Premier customers can assign shopping cap to all his/her supplementary card(s).
Based on the assigned total credit limit, primary cardholder can assign dedicated spending cap for each complimentary cardholder(s). The spending cap will be control in TWD based on statement cycle.
If the supplementary card spending cap is not assigned, or the assigned cap is over total credit limit, then the maximum amount supplementary cardholder(s) can spend is equal to total credit limit.
Whether if the supplementary card spending cap is assigned, primary and supplementary cardholders are shared the same credit limit.
Once the supplementary card spending cap is assigned, all shopping amount and utility auto-payment will be counted. For merchant IPP services, the amount will be counted upon the transaction is made with the full amount.
All spending amount will be counted when the supplementary card spending cap is set-up; whilst Cash-in-advance, cash-in-advance admission fee, and credit card foreign transaction fee will not be included.

Apply for HSBC Premier

Apply in branch

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Book an appointment to apply for HSBC Premier account This link will open in a new window

Apply by phone

Call us on (02)6616-6000 (local)

or +886 2 6616 6000 (overseas)

More information

Banking service Tariffs and Product Fees [PDF] This link will open in a new window

Frequently asked questions

Disclaimer:

For a Premier Account, a minimum, monthly average balance of TWD 3 million is required. If the Bank's requirement for minimum average balance is not maintained, the Bank shall have the right to collect the account administration charge of TWD 1,000 or equivalent foreign currency per month, prescribed by the Bank.

This web page only indicates selected privileges and services offered, and shall only be used as a general guide for reference. Please refer to the "Customer Guide" for detailed information. Benefits and features may be subject to local country and territory regulatory restrictions.